​​MBA Benefits Alliance

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MBA Benefits Alliance is a non-stock corporation formed to provide a high quality, competitive, self-insured health care program for member banks and their employees. Working together, MBA Benefits Alliance and L.R. Webber Associates, Inc., offer a self-funding health insurance program for MBA members across the state that provide a solution to one of our members’ greatest concerns - the rising cost of health insurance. MBA Benefits Alliance provides MBA members the ability to more closely control their health insurance costs, while providing flexibility, support and unparalleled service. 

Program Advantages Exclusive to MBA Members

MBA Benefits Alliance provides MBA members the following advantages:
• The ability to more closely control their health insurance costs, while providing flexibility, support and service
• A reduction in medical loss ratios. For example, for 2019, the average combined funding increase is less than 5% with a two year average of less than 2.5%
• Employers retain 100% of surplus from unused allocated claims dollars which are forfeited in a fully-insured plan
• Gives employers more control of plan design and customizable benefit features 
• Maintains full transparency and employers know where every dollar is spent, particularly what is driving claims
• Support from a clinically diverse team of Advance Care Coordinators to help employees get the best outcome when utilizing the healthcare market
• Gained stability by being part of a much larger purchasing group
• Support and shared best practices from peer meetings 
• Access to best in class technology to assist employees on becoming better consumers of health care

​“As a Community Bank focused on providing an Absolutely Exceptional Experience at all times, for both our customers and our team members, we joined the MBA Benefits Alliance five years ago as a means to enhance the benefits we were able to offer to our employees while maintaining a sustainable cost structure.  In that time, we have been able to offer our employees high quality insurance coverage and sustain that coverage with relatively little change in costs at a time when industry costs overall are rising dramatically.  The support and guidance provided by our benefits administrator at LR Webber has been invaluable, and each year we’ve received thoughtful recommendations specific to our plan and our usage, to ensure that we can continue to enhance benefits for our team.” 
 --B.J. Goetz, President & CEO, Middletown Valley Bank
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​“Harford Bank is delighted to join the MBA Benefits Alliance. We considered several health care plan alternatives, but we believe the Alliance will enable us to provide the best combination of cost and benefits to our employees. The transparency of the program, combined with L.R. Webber's predictive claims modeling, were equally compelling.”
 --Mike Allen, President, Harford Bank

Contact: 

​To learn more about how MBA Benefits Alliance can help control your healthcare costs including providing other ancillary benefits for your bank, contact L.R. Webber Associates Jason Dennis (814-317-4181) or Brad Webber (814-317-4186).