Bank Holidays

Bank Holiday
​New Year's Day
Martin Luther King, Jr. Day
President's Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Veterans Day
Thanksgiving
Christmas

2019
​January 1
January 21
February 18 
May 27 
July 4
September 2
October 14 
November 11
November 28
December 25

2020
January 1
January 20
February 17
May 25 
July 4
September 7 
October 12 
November 11
November 26
December 25

​Under Maryland law, holidays falling on Sunday are observed on Monday; such is not the case for holidays falling on Saturday.
​(* Saturday).

Emergency Closing Procedure​

The law addressing emergency closing procedures for state-chartered institutions is (MD Code Ann., Fin. Inst § 5-707) and for national banks and federally-chartered institutions (12 USC § 95(b)(1) and 12 CFR § 7.3000(b)). The Office of the Controller of the Currency (OCC) reminds management of national banks and federally-chartered institutions that they have the discretion to make individual decisions to remain open or to close in the event of a natural disaster or other emergency and are encouraged to consult OCC Bulletin 2012-28, Supervisory Guidance on Natural Disasters and Other Emergency Conditions. 

State-chartered institutions:  Should the chairman of the board of directors or the president of the institution decide that an emergency exists and that one or all of the institution's locations are to close, our members are to follow the procedures outlined in Maryland law, including notifying Maryland Governor Larry Hogan within 24 hours of the closing.  You may easily transmit your notice through the Governor’s website at http://www.gov.state.md.us/mail/.  Please insert "Notice of Emergency Bank Closing" in the subject line.  Although not required by statute, any bank that closes one or more branches on an emergency basis is requested to email Maryland Commissioner of Financial Regulation Tony Salazar (tony.salazar@maryland.gov), as well as Teresa Louro (Teresa.louro@maryland.gov) and Marcia Ryan ( Marcia.ryan@maryland.gov) in the Office of the Commissioner regarding the closing.  

Read State of Maryland Department of Labor, Licensing and Regulation (DLLR), Office of the Commissioner of Financial Regulation, Emergency Preparedness Guide for Maryland-Charter Banks and Trust Companies.​