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    • Maryland Legislative Session >
      • MBA Legislative Bulletin
    • Federal Legislation
    • Local Legislation
    • Legislative Events
    • Maryland BankPAC
  • Education & Events
    • Calendar of Events
    • Annual Events >
      • Annual Convention
      • Bankers Challenge
      • Bank Directors Symposium
      • CFO & Financial Management Forum
      • Commercial Banking Bootcamp
      • Connect & Protect Experience
      • Day in Annapolis
      • Emerging Leaders Champion Program
      • First Friday Economic Outlook Forum
      • Leadership Conference
      • Lending & Credit Conference
      • Maryland Banking School
      • Mid-Atlantic Compliance Conference
      • Women & Allies Conference
    • Education Partners >
      • ABA Training
      • Graduate School of Banking
      • OnCourse Learning >
        • Bank Trainers' Conference & Expo
    • OnDemand Webinars
    • Certificate Programs
  • MBA Solutions
    • Preferred Providers >
      • BOLI and Compensation Plans
      • Business Consulting
      • Compliance Sevices
      • Credit Cards
      • D&O and Bond Insurance
      • Loan Origination & Portfolio Management
      • Document Destruction
      • Employee Benefit Consulting
      • Fixed-Income Investment
      • Health Insurance
      • Check Fraud Deterrents
      • Merchant Services
      • News. Data & Analytics
      • Retail Checking Solutions
      • Retirement
      • Tax Credit Investing
    • Career Center / BankTalentHQ
    • Compliance Alliance
    • MBA Benefits Alliance
  • Financial Education
    • 2025 Financial Literacy Month
    • Program and Events
    • Financial Education Resources >
      • ABA Foundation
      • Maryland Coalition for Financial Literacy
  • Communications
    • Press Room
    • Publications >
      • MBA Banking Now
      • MBA Today Podcast
      • MBA Legislative Bulletin
      • MBA Member Alert >
        • MBA CEO Bulletin
      • A Survey of Maryland Laws Relating to Extending Credit and Consumer Financial Services
    • Bank Holidays and Emergency Closing Procedure
    • Find An Institution
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A Survey of Maryland Laws Relating to Extending Credit and Consumer Financial Services

(Sixth Edition, January 2019)
The laws that apply to credit extension in Maryland can be confusing. This survey presents in a basic format a road map through the laws. In this survey, "Maryland Credit Laws" refers to seven different Subtitles of Title 12 of Maryland's Commercial Law Article ("CL") that set rates of interest, charges, and fees, as well as impose other restrictions on credit. All credit extended under Maryland law is subject to one (or perhaps, more than one) of these seven Maryland Credit Laws. 

​ View Sixth Edition.
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