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  • Government Relations
    • Maryland Legislative Session >
      • MBA Legislative Bulletin
    • Federal Legislation
    • Local Legislation
    • Legislative Events
    • Maryland BankPAC
  • Education & Events
    • Calendar of Events
    • Annual Events >
      • Annual Convention
      • Bankers Challenge
      • CFO & Financial Management Forum
      • Council of Professional Women in Banking and Finance
      • Day in Annapolis
      • FDIC Directors College
      • Emerging Leaders Champion Program
      • First Friday Economic Outlook Forum
      • Key West Community Banking Symposium
      • Maryland Banking School
    • Education Partners >
      • ABA Training
      • Graduate School of Banking
      • SBS Institute
      • OnCourse Learning
    • OnDemand Webinars and Seminars
    • Diploma and Certificate Programs
    • Speaker Proposal Form
  • MBA Solutions
    • Preferred Providers
    • BankTalentHQ
    • Compliance Alliance
    • MBA Benefits Alliance
  • Financial Education
    • Program and Events
    • Financial Activity Report Form
    • Financial Education Resources >
      • ABA Foundation
      • Maryland Coalition for Financial Literacy
  • Communications
    • Publications >
      • MBA Banking Now
      • MBA Today Podcast
      • MBA Legislative Bulletin
      • MBA Member Alert >
        • MBA CEO Bulletin
      • A Survey of Maryland Laws Relating to Extending Credit and Consumer Financial Services
    • Press Room
    • COVID-19 Resources
    • Bank Holidays and Emergency Closing Procedure
    • Find An Institution
    • Government and Regulatory Agency Links
  • Membership
    • Member Login
    • Membership Directory >
      • New Search
      • All Categories
      • New Members
    • Membership Categories
    • Benefits of Membership >
      • Charter Member
      • Associate Financial Member
      • Associate Member
    • Boards, Councils and Committees
    • Sponsorship Opportunities
    • Advertising
  • About MBA
    • Executive Committee
    • Board of Directors
    • President & CEO
    • MBA's 125th Anniversary
    • Meet the MBA Team
    • Contact Us

A Survey of Maryland Laws Relating to Extending Credit and Consumer Financial Services

(Sixth Edition, January 2019)
The laws that apply to credit extension in Maryland can be confusing. This survey presents in a basic format a road map through the laws. In this survey, "Maryland Credit Laws" refers to seven different Subtitles of Title 12 of Maryland's Commercial Law Article ("CL") that set rates of interest, charges, and fees, as well as impose other restrictions on credit. All credit extended under Maryland law is subject to one (or perhaps, more than one) of these seven Maryland Credit Laws. 

​ View Sixth Edition.
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