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Bank Directors' Symposium
An Event Sponsored by: Maryland Bankers Association, Virginia Association of Community Banks, & Virginia Bankers Association
April 22, 2025 | Blacksburg, VA
April 23, 2025 | Richmond, VA
​April 24, 2025 | Columbia, MD

The Directors’ Symposium provides bank board members with current data, thought-provoking industry trends and networking opportunities with other directors and regulators. The program is designed to benefit both new directors and seasoned veterans on the Board.
Register Here!
Agenda
8:30 – 9:00 a.m.  Breakfast/Registration
9:00 – 9:05 a.m.   Welcome 
9:05 – 9:55 a.m.   Economic Update
Blacksburg, VA
David Krisch | Office of the Comptroller of the Currency
Richmond, VA
Sonya Waddell | Federal Reserve Bank of Richmond
Columbia, MD
Sonya Waddell | Federal Reserve Bank of Richmond
9:55 – 10:45 a.m. Legal Panel 
10:45 – 11:00 a.m. Networking Break
11:00 – 11:50 a.m. Fraud 
11:50 a.m. – 12:50 p.m. Lunch
12:50 – 1:40 p.m. The Extra Transactional Adam Thompson & Dave Defazio | StrategyCorps 
Welcome to a journey beyond the ordinary, where the boundaries of traditional banking dissolve, and the future of financial interactions becomes seamless, intuitive and profoundly personal. In this session we explore the evolving landscape of fintech and its transformative impact on banking behavior, customer experience and financial advice. Witness the cutting-edge technologies that are reimagining the way consumers engage with their finances.
1:40 – 1:50 p.m. Networking Break
1:50 – 2:40 p.m. Optimizing Loan Portfolio Management in Today’s Evolving Economic Landscape
​Blacksburg, VA
AJ Eschle | CliftonLarsonAllen LLP
​Susan Sabo | CliftonLarsonAllen LLP
​Richmond, VA
Pam Hemstreet | CliftonLarsonAllen LLP
​Susan Sabo | CliftonLarsonAllen LLP
Columbia, MD
Brittany Stern | CliftonLarsonAllen LLP
​Susan Sabo | CliftonLarsonAllen LLP
In this session, we will analyze current economic trends affecting community bank loan portfolios, identify emerging industry concerns, discuss regulatory expectations, review key loan portfolio management strategies, and address best practices for loan management in a dynamic environment. We will specifically focus on effective risk management practices, including the adequacy of credit risk reviews and concentration risk management practices, identification of refinance risk, accuracy of risk ratings, and stress testing considerations for commercial and agricultural portfolios, including commercial real estate loans.
2:40 – 3:30 p.m. Closing Keynote
Registration
Registration Options
1-4 individual registrations - $395
5+ individual registrations - $350
Register Here!
Hotel Information
Blacksburg, VA Program
The Inn at Virginia Tech
901 Prices Fork Road
Blacksburg, VA 24061
We have reserved a block of rooms at the The Inn at Virginia Tech at the rate of $159/night, plus applicable taxes and fees.  Reserve your room here by April 1st to take advantage of the negotiated room rate. 

Richmond, VA Program
Hilton Short Point
12042 W Broad Street
Richmond, VA 23233
We have reserved a block of rooms at the Hilton Short Pump at the rate of $179/night, plus applicable taxes and fees.  Reserve your room here by April 1st to take advantage of the negotiated room rate. 

Columbia, MD Program
DoubleTree by Hilton Hotel
5485 Twin Knolls Road
Columbia, MD 21045
We have reserved a block of rooms at the DoubleTree by Hilton Hotel Columbia at the rate of $169/night, plus applicable taxes and fees.  Reserve your room here by April 2nd to take advantage of the negotiated room rate. 
If you have questions, please contact MBA's Head of Events & Membership Experience Ann DeVilbiss (443-837-1606) for additional information. ​
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