Lending & Credit Conference
October 17-18, 2024 | Omni Charlottesville
October 17-18, 2024 | Omni Charlottesville
The Lending & Credit Conference provides the perfect balance of educational and networking opportunities through a combination of general sessions and peer group discussions. With a variety of sessions that address the most pressing issues facing lending and credit professionals, this educational event will help you navigate today’s economic and regulatory environment and prepare you for opportunities that lay ahead.
AGenda
Wednesday, October 16, 2024
6:00 p.m. Welcome Reception
SPONSORED BY: College Ave
Thursday, October 17, 2024
7:30 – 8:15 a.m. Registration | Continental Breakfast
8:15 – 8:30 a.m. Welcome Announcements & Sponsor Introductions
8:30 – 9:30 a.m. CRE in the Spotlight for US Banks as Credit Quality Weakens Zain Tariq & Chris Hudgins | FIG Research – S&P Global Market Intelligence
Deposits remain precious as rates remain higher for longer, keeping pressure on net interest margins. Meanwhile, credit costs continue to rise off a low base, particularly in banks’ commercial real estate portfolios, which have faced greater scrutiny from the regulators and served as a headwind to future growth. This session will highlight key trends facing banks, share an outlook for profitability, loan growth, and credit quality particularly in the CRE space, and outline how banks are responding to shifts in the competitive and regulatory landscape.
9:30 – 10:15 a.m. C&I Lending Bob Viering | RiverPointUSA
10:15 – 10:30 a.m. Networking Break
10:30 – 11:15 a.m. C&I Lending Panel
Artificial intelligence is rapidly reshaping the banking landscape, particularly in lending, where its potential to enhance decision-making, reduce operational costs, and improve customer satisfaction is gaining traction. In order to maximize the potential of AI, it is essential for organizations to approach it thoughtfully, with strong emphasis on fairness, transparency, and compliance. In this session, you will learn about the landscape for integrating both Predictive AI and Generative AI throughout the entire lending process. We will also discuss key considerations and approaches that banks can take as they balance innovation and technological advancements with principles of fairness and regulatory compliance.
12:15 – 1:10 p.m. Lunch
1:10 – 1:55 p.m. Vendor Speed Dating
2:00 – 3:00 p.m. Small Business Panel
3:20 – 3:50 p.m. Industry Update Bruce Whitehurst | Virginia Bankers Association & Mid-Atlantic Bankers Association
3:50 – 4:00 p.m. Stretch Break
4:00 – 5:00 p.m. Roundtable Session Bankers Only
5:00 – 6:00 p.m. Cocktail Reception
Dinner is on your own. Enjoy your evening!
Friday, October 18, 2024
8:00 a.m. Continental Breakfast
8:30 – 8:35 a.m. Announcements
8:35 – 9:25 a.m. Economic Update Ryan Price | Virginia Realtors
9:25 – 10:25 a.m. Commercial Credit: How to Grow Loans and Manage Credit Risk in Uncertain Times David Ruffin | IntelliCredit
In this session, David will share crucial insights into navigating the complexities of lending and credit risk management including a comprehensive analysis of current credit metrics, highlighting potential trouble spots and guiding bankers on how to identify and target optimal loan growth opportunities while avoiding risks in more challenged industries. He will also discuss the importance of staying ahead of heightened regulatory scrutiny and fine-tuning risk management protocols for increased effectiveness. Attendees will leave the session equipped with practical strategies to enhance their lending practices and better manage credit risk in today’s unpredictable economic landscape.
10:25 – 10:40 a.m. Networking Break
10:40 – 10:55 a.m. Sponsor Drawing
10:55 – 11:55 a.m. Closing Keynote: Secret Sauce for Organizational Success Melissa Furman, PhD, Career Potential, LLC
Banking leaders are navigating unique challenges as it relates to diversity, disruption, and workforce engagement. A common foundational denominator to successfully navigate these challenges are trust, respect, and accountability. This session will provide practical strategies to assess and develop trust, respect, and accountability to maximize success.
11:55 a.m. Conference Adjourns
*Speakers and topics are subject to change
6:00 p.m. Welcome Reception
SPONSORED BY: College Ave
Thursday, October 17, 2024
7:30 – 8:15 a.m. Registration | Continental Breakfast
8:15 – 8:30 a.m. Welcome Announcements & Sponsor Introductions
8:30 – 9:30 a.m. CRE in the Spotlight for US Banks as Credit Quality Weakens Zain Tariq & Chris Hudgins | FIG Research – S&P Global Market Intelligence
Deposits remain precious as rates remain higher for longer, keeping pressure on net interest margins. Meanwhile, credit costs continue to rise off a low base, particularly in banks’ commercial real estate portfolios, which have faced greater scrutiny from the regulators and served as a headwind to future growth. This session will highlight key trends facing banks, share an outlook for profitability, loan growth, and credit quality particularly in the CRE space, and outline how banks are responding to shifts in the competitive and regulatory landscape.
9:30 – 10:15 a.m. C&I Lending Bob Viering | RiverPointUSA
10:15 – 10:30 a.m. Networking Break
10:30 – 11:15 a.m. C&I Lending Panel
- Penny Bladich, Old Dominion National Bank
- Don Buckless, Old Point National Bank
- Ray Knott, Atlantic Union Bank
- Marcus Perry, Sandy Spring Bank
Artificial intelligence is rapidly reshaping the banking landscape, particularly in lending, where its potential to enhance decision-making, reduce operational costs, and improve customer satisfaction is gaining traction. In order to maximize the potential of AI, it is essential for organizations to approach it thoughtfully, with strong emphasis on fairness, transparency, and compliance. In this session, you will learn about the landscape for integrating both Predictive AI and Generative AI throughout the entire lending process. We will also discuss key considerations and approaches that banks can take as they balance innovation and technological advancements with principles of fairness and regulatory compliance.
12:15 – 1:10 p.m. Lunch
1:10 – 1:55 p.m. Vendor Speed Dating
2:00 – 3:00 p.m. Small Business Panel
- Melissa Ball, Ball Office Products
- Kevin Liu, The Jasper RVA
3:20 – 3:50 p.m. Industry Update Bruce Whitehurst | Virginia Bankers Association & Mid-Atlantic Bankers Association
3:50 – 4:00 p.m. Stretch Break
4:00 – 5:00 p.m. Roundtable Session Bankers Only
5:00 – 6:00 p.m. Cocktail Reception
Dinner is on your own. Enjoy your evening!
Friday, October 18, 2024
8:00 a.m. Continental Breakfast
8:30 – 8:35 a.m. Announcements
8:35 – 9:25 a.m. Economic Update Ryan Price | Virginia Realtors
9:25 – 10:25 a.m. Commercial Credit: How to Grow Loans and Manage Credit Risk in Uncertain Times David Ruffin | IntelliCredit
In this session, David will share crucial insights into navigating the complexities of lending and credit risk management including a comprehensive analysis of current credit metrics, highlighting potential trouble spots and guiding bankers on how to identify and target optimal loan growth opportunities while avoiding risks in more challenged industries. He will also discuss the importance of staying ahead of heightened regulatory scrutiny and fine-tuning risk management protocols for increased effectiveness. Attendees will leave the session equipped with practical strategies to enhance their lending practices and better manage credit risk in today’s unpredictable economic landscape.
10:25 – 10:40 a.m. Networking Break
10:40 – 10:55 a.m. Sponsor Drawing
10:55 – 11:55 a.m. Closing Keynote: Secret Sauce for Organizational Success Melissa Furman, PhD, Career Potential, LLC
Banking leaders are navigating unique challenges as it relates to diversity, disruption, and workforce engagement. A common foundational denominator to successfully navigate these challenges are trust, respect, and accountability. This session will provide practical strategies to assess and develop trust, respect, and accountability to maximize success.
11:55 a.m. Conference Adjourns
*Speakers and topics are subject to change
Registration
Hotel Information
Important Room Block UpdateThe block for Wednesday night sold out and the hotel has added a small number of rooms at the rate of $219/night (plus taxes and fees). There are still rooms available on Thursday night at the rate of $199/night (plus taxes and fees).
Making Your ReservationTo make a reservation, you will need to make separate reservations for Wednesday and Thursday nights at these links:
Reservations must be made by September 25, 2024 to take advantage of this group rate.
Making Your ReservationTo make a reservation, you will need to make separate reservations for Wednesday and Thursday nights at these links:
Reservations must be made by September 25, 2024 to take advantage of this group rate.
Sponsorship Opportunities
Please contact VBA's Amy Binns for information.
Questions?
MBA Members - Contact Ann DeVilbiss, MBA's Head of Events & Membership Experience, at (443) 837-1606.
VBA Members - Contact Kristen Reid, VBA's Vice President, Education & Training, at (804) 819-4731.
MBA Members - Contact Ann DeVilbiss, MBA's Head of Events & Membership Experience, at (443) 837-1606.
VBA Members - Contact Kristen Reid, VBA's Vice President, Education & Training, at (804) 819-4731.
