Reid Tingle

President & CEO
Bank of Ocean City

Vice Chairman

Tom Rasmussen

Market President
NWSB Bank, A Division of ACNB Bank


Gary E. Barnoff

Jarrettsville Federal Savings Bank 


Kevin Benson

President & CEO
Rosedale Federal Savings & Loan Association 

David Costello

President & CEO
Arundel Federal Savings Bank

J. Michael Hill

Executive Vice President & Chief Risk Officer
Middletown Valley Bank


Kathleen Murphy                                  

President & CEO                                        
Maryland Bankers Association

Greg Olinde

Chief Lending Officer
1880 Bank


Charles E. Schwabe

Executive Vice President, Chief Risk Officer
Howard Bank


Karen Spies

Asst. Vice Presdient, Deposit Operations Mgr.
Carroll Community Bank