Accume Partners is an internal auditing and advisory firm specializing in governance, compliance, internal audit, risk and operations management and IT consulting services. Founded in 1994, Accume Partners has served over 500 clients in such industries as banking, insurance, investment management, real estate, and manufacturing. Our seasoned professionals help clients identify and control risks, improve corporate governance, re-engineer business processes, enhance operating performance, and optimize the alignment of information technology with business goals and strategies.

We have particular expertise in banking and financial services and we have served over 400 financial institutions. For more information on how we can assist your bank, please visit www.accumepartners.com.

With origins dating back to 1919, CohnReznick is currently the 11th largest accounting, tax and advisory firm in the United States, combining the resources and technical expertise of a national firm with the hands-on, entrepreneurial approach that today's dynamic business environment demands. CohnReznick serves a large number of industries and offers specialized services for Fortune 1000 companies, middle-market firms, international enterprises, government agencies, not-for-profit organizations, and other key market sectors.

Headquartered in New York, NY, CohnReznick serves its clients with 25 offices, more than 280 partners, and 2,000 employees. The firm is a member of Nexia International, a global network of independent accountancy, tax, and business advisors. For more information, visit www.cohnreznick.com.

Dixon Hughes Goodman LLP (CPAs and Advisors) has been serving financial institutions for nearly eighty years and is the largest CPA firm based in the Mid-Atlantic and Southern U.S., ranking among the nation’s top 15 in size in the country. Our Financial Institution Services Group presently serves more than 150 banks across the Mid-Atlantic and Southern U.S., including community, regional and U.S. Top 10 banks. We have 20 partners with an average of 25 years’ experience serving financial institutions and more than 125 professionals dedicated to your industry. We provide external audit, SEC reporting, internal audit, tax compliance and consulting, IT reviews and consulting, Sarbanes-Oxley assistance, FDICIA assistance, merger due diligence, risk assessments, compliance services and FDIC assisted transaction services.

Over the past 60 years, KPMG’s Baltimore office has served and continues to serve many of the organizations that constitute the foundation of local business. We currently have approximately 200 professionals, including 17 partners and managing directors, and rank among the most respected and established professional services firms in the area. We have a thriving practice that provides audit, tax, and advisory services to companies and institutions of all sizes as they pursue capital, smart growth, and global expansion. In addition to the broad range of services we offer, our partners and professionals bring concentrated knowledge in several industries, specifically community banking, that are key to Baltimore.

KPMG LLP, the audit, tax and advisory firm (www.us.kpmg.com), is the U.S. member firm of KPMG International Cooperative (“KPMG International”). KPMG International’s member firms have 140,000 professionals, including more than 7,900 partners, in 146 countries. Our purpose is to turn knowledge into value for the benefit of our clients, our people, and the capital markets. Our member firms aim to provide clients with a globally consistent set of multidisciplinary financial and accounting services based on deep industry knowledge.

Rowles & Company, LLP has been proudly serving the community financial institution industry in Maryland for more than 80 years. Our team of professionals is based in Maryland. We take pride in the personal, responsive attention we provide to each of our clients. Each of our partners has been serving the financial institution industry for over 20 years, all as a member of the Rowles & Company team.

We provide independent financial statement audit, as well as internal audit outsourcing services, to over 30 community bank and thrift clients in the region. We have professionals on staff that are certified to provide ACH Compliance Exams, PIN Compliance Exams, as well as a variety of other compliance consulting and attestation services. We are registered with the Public Company Accounting Oversight Board. Has your CPA firm grown too big for your organization or merged with an out of town organization? Please give us a call to find out how Rowles & Company can be a valuable partner with your organization.

Smith Elliott Kearns & Company, LLC”s clients are independent community financial institutions committed to serving their local communities in MD, PA, VA and WV. We have been serving the audit, tax, and consulting needs of independent financial institutions since 1963. Today, we employ 150 professionals in 4 offices located in Hagerstown, MD; Chambersburg, Carlisle, and Hanover, PA, managed by the local leadership of 21 Members.

Through a unique set of resources including direct Member involvement, continuous communication, continuity of staff and industry-focused resources, SEK&Co partners with clients in achieving their financial goals. In addition to traditional audit and tax services, we assist our clients in implementing procedures to comply with the many complex regulatory guidelines that apply to the financial institutions industry. SEK&Co is a member of the Center for Audit Quality of the AICPA as is registered with the PCAOB.

Yount, Hyde & Barbour, P.C. is an established firm of certified public accountants and consultants serving clients in the Mid-Atlantic Region since 1947. Our 160 employees provide services ranging from individual tax return preparation to assistance with Securities and Exchange Commission registration statements, including services to over 60 financial institutions.

Our client base ranges from start-up banks to multi-bank, regional holding companies. We have been actively involved in stock offerings, SEC registration statements, and mergers and acquisitions. We have close working relationships with many of the major regional law firms and investment bankers that work with community banks. We also have strong relationships with regulators at the SEC, FRB, FDIC, OCC, and OTS. Also, we are registered with the Public Company Accounting Oversight Board (PCAOB) and have been examined twice by the PCAOB. Each time we received an unqualified report with no public findings.