BFS is a national firm, headquartered in Princeton, N.J., with 11 Regional Offices and 17 Regional Partners. BFS works exclusively with community and regional banks to create, manage, finance (with BOLI), and service Non-Qualified Supplemental Benefit plans for Top Executives and Directors/Trustees.

Through BFS’s Principals, Regional Partners, and staff, we have extensive experience in the financial services, accounting, qualified & non-qualified benefits, and banking industries. Our exclusive focus on non-qualified benefits for bankers and BOLI financing of these plans, makes BFS uniquely qualified to provide meaningful benefits to attract, retain and reward the key drivers of the success of a community/regional bank, while positively impacting the bank’s bottom-line.

Direct Connect offers special programs for community banks. We help your organization expand services without additional investment, bring in revenue and keep your business customers satisfied. Direct Connect has provided payments solutions for thousands of merchants throughout the U.S. for more than 15 years. We have a highly knowledgeable and experienced Management Team (combined 100+ years experience) and Service Staff (average tenure 5+ years) to support you and your merchants.

Direct Connect has been endorsed by over 40 banks representing 300 branches and process for many chambers of commerce. We are members of the Virginia & Maryland Bankers Associations, Electronic Transactions Association, and more. Direct Connect is minority-owned and BBB Accredited with an A+ rating.

Dixon Hughes Goodman LLP (CPAs and Advisors) has been serving financial institutions for nearly eighty years and is the largest CPA firm based in the Mid-Atlantic and Southern U.S., ranking among the nation’s top 15 in size in the country. Our Financial Institution Services Group presently serves more than 150 banks across the Mid-Atlantic and Southern U.S., including community, regional and U.S. Top 10 banks. We have 20 partners with an average of 25 years’ experience serving financial institutions and more than 125 professionals dedicated to your industry. We provide external audit, SEC reporting, internal audit, tax compliance and consulting, IT reviews and consulting, Sarbanes-Oxley assistance, FDICIA assistance, merger due diligence, risk assessments, compliance services and FDIC assisted transaction services.

Mortgage Department Services, LLC (MDS) provides full service, turn-key mortgage banking services for small to medium size Community Banks. Using our platform, out client banks originate residential mortgages on our web-based SAS70 compliant software. MDS completes the processing, closing, post closing and delivery to the secondary market, providing the client bank with significant gain on sales revenue. This complete end to end solution allows smaller Community Banks to participate in selling long term reisidential loans for cash rather than booking these assets on the balance sheet. Our services are billed on a variable basis on your successful closings, making us a small variable cost paid out of your larger gain on sales revenue.

MDS is owned in part by five local Maryland-based Community Banks along with Michael Sterner and Deborah Miller. Please contact us for more information at 410-413-2475 or visit our Website at www.mdsllcmd.com.