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   C. Richard Miller, Jr.
   Chairman

   President & CEO
   Woodsboro Bank
   Woodsboro, MD

      

    J. Scott Wilfong
    Chairman-Elect

    Chairman, President
    and CEO
    SunTrust Bank
    Washington, D.C.

                     

    Mary Ann Scully
    Vice Chairman

    CEO
    Howard Bank
    Ellicott City, MD