ICBA Bancard aggregates the buying power of community banks to offer competitive credit card options—strengthening their customer relationships and their bottom line. As the source of the best pricing, programs and consultative support in the industry we help banks:
• Build a card portfolio of their own to increase revenue and broaden customer relationships (direct issuer)
• Reduce risk and expense from an existing portfolio while maintaining a strong revenue stream (no-risk issuing).
With our direct issuer option, you maintain complete control over the credit portfolio (pricing, underwriting and marketing) while ICBA Bancard helps optimize the program with support that includes optional fraud loss protection coverage, a dedicated client relations department, loyalty program options, and turnkey card marketing and risk support solutions.