Ober|Kaler's Financial Institutions Group covers all aspects of regulation including: mergers and acquisitions, corporate finance (both debt and equity), mutual conversions, expansion and definition of bank powers, lending limits, dealings with affiliates, fair lending, administrative and holding company issues. Complex issues are handled efficiently by practice chair Frank Bonaventure, a former federal and state regulator.
The Group's consumer credit experience includes the preparation and review of loan and lease shelf paper documentation, preparation and review of account agreements, electronic funds transfer, and advising clients with regard to compliance with applicable state and federal disclosure laws and state usury issues. On the transactional side, the firm offers a full range of regulatory and transactional services representing acquirers and sellers in financial institution mergers, purchase and assumption transactions,
holding company acquisitions, and changes in control. The Financial Institutions Group often teams with Ober|Kaler attorneys in other practice areas including Creditors Rights, Employment, and Benefits.